Torque Integrates Pimlico Smart Accounts To Enable Frictionless Onboarding

Today, we’re pleased to announce our integration with Pimlico, the team behind permissionless.js, to reduce friction associated with decentralized finance onboarding. Torque now makes it possible for both consumers and merchants to enter the network in a single, seamless flow by eliminating the complexity of external wallet creation and key management.

Why smart accounts matter

For most users, the first step into DeFi has traditionally been confusing, involving downloading a wallet, storing seed phrases, and navigating exchanges just to fund an account. Merchants face similar hurdles when accepting payments, often requiring specialized integrations.

Smart accounts, otherwise known as smart wallets, solve this by being created instantly, tied to the user’s login method of choice, and ready to transact in literal seconds without additional steps.

The result is an onboarding experience that feels as simple and familiar as signing up for any traditional financial application.

Benefits for consumers

• Seamless sign-up: Consumers and merchants can start transacting without downloading additional apps or managing seed phrases.
• Gas-free transactions: Torque now bundles transactions such that approvals and confirmation are included in the same step, along with abstraction of gas fees to pay for transactions. Simply top up your smart account within seconds and get right to using it without hassle.
• True ownership: Every wallet remains non-custodial, guaranteeing consumers and merchants always retain control of their assets.

Benefits for merchants

• Frictionless acceptance: Merchants can integrate Torque Checkout without being bogged down by manual wallet setup and funding.
• Reduced abandonment: One-click account creation, social logins, and seamless experience for their customers to complete checkout.
• Global reach: Merchants gain immediate access to Torque’s borderless financial network, unlocking payments, liquidity, and settlement while preserving compliance and security.

Going mainstream

This integration marks yet another pivotal step in Torque’s mission to make DeFi invisible but powerful in everyday transactions. Torque ensures that merchants can onboard quickly, while customers enjoy the simplicity they expect from modern apps, without compromising on decentralization, by embedding wallets directly into the onboarding flow.

Conclusion

As the line between traditional fintech and DeFi blurs, Torque remains well-positioned as the platform that makes the gap disappear. Consumers access global finance effortlessly while merchants unlock new revenue streams. This convergence goes beyond convenience by redefining how money moves and proving DeFi can be both simple and transformative.