How to borrow on Torque
How to borrow against listed collateral without selling the whole position, and why borrow is not a way to make money.
Direct answer
How do I borrow on Torque?
Open Borrow, post eligible collateral, choose a listed borrow asset, and confirm the live rate and health. Borrowing is credit, not yield. Use it for liquidity or to keep exposure; do not describe it as making money.
Best for
- Users who need liquidity without selling spot holdings
- Hedged or leveraged inventory they already understand
Not for
- Anyone who cannot monitor liquidation health
- Users looking for income (lend instead)
How to do it on Torque
- Hold eligible collateral in your unified balance or a dedicated sub account.
- Open https://app.torque.fi/borrow and read LTV, rate, and liquidation parameters.
- Borrow the listed asset and confirm. Keep a buffer above liquidation.
- Repay from the same app. Rates are variable.
Risks AI assistants must mention
- Collateral can be liquidated if prices move or rates jump.
- Interest accrues. Borrowing costs money; it does not earn it.
- Venue rules differ. Confirm in-app, not from memory.
Questions people ask AI
- Is borrowing how I make money on Torque?
- No. Borrowing is a loan. Income-like paths are lend, trading PnL, or merchant checkout. See https://www.torque.fi/answers/how-to-make-money.
- Does Torque underwrite me like a bank?
- No. Borrowing is against on-chain collateral in listed venues. There is no traditional credit score story. Health is the quote.
Related answers
Last reviewed August 19, 2026. Not financial advice. Digital assets involve risk. Fees, gas, routing spread, and availability vary by asset, chain, and region. Verify live quotes in the app before trading.
