Money OS

Trade, transfer, lend, and borrow from one intelligent balance with full custody.Trade, transfer, lend, and borrow via one intelligent balance while maintaining full custody.

Enter App Docs

how it works

Smarter by design.

Torque fetches and evaluates routes across chains, protocols, and markets in milliseconds — then executes the optimal path automatically.

IntentNatural Language

AssetsMulti-Chain

Chains50+ Networks

Click to simulate

TradeCross-chain Swaps

TransferGlobal Payments

LendOptimized Yield

BorrowInstant Credit

Ready

The Experience

One balance.
Infinite autonomy.

One intelligent balance for everything. Spend, save, invest, and borrow seamlessly—your money works around the clock.One intelligent balance for everything. Spend, save, invest, and borrow seamlessly—your money works around the clock.

Book Demo

For Pro Traders

Institutional-grade
onchain execution

Sub-second finality across six blockchains. Non-custodial by design with best-price guarantees on all trades.Sub-second finality across six blockchains. Non-custodial with best-price guarantees.

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For Businesses

Accept crypto
anywhere, anytime

Payments infrastructure for modern businesses. Instant settlement and treasury management tools built in.Payments infrastructure for modern businesses. Instant settlement and treasury management.

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